Insurance & Protection For You & Your Family
An important aspect of mortgage advice is ensuring our clients are fully protected against future events which could impact them. We help our clients protect themselves with home insurance as well as life insurance.
Should your property be damaged by fire, flooding or a storm, buildings insurance will cover the cost of repairs whilst contents insurance will cover the cost of the goods in your property. Life insurance offers much needed financial protection should the worst happen and you and your partner die unexpectedly. Life insurance can ensure that financial matters are managed at a very difficult time.
One of the greatest benefits of using a intermediary is ensuring you are properly covered, with the right level and support for your needs. Whether this is checking your goods are fully insured or making sure the life insurance cover will be enough to repay the mortgage and support your family, we know that not all insurance services are equal and that the appropriate cover is essential.
Income protection insurance can assist in protecting you and your family against the loss of income because of an accident, illness or unemployment. If you need to claim against your insurance it can help you pay your bills and support your family to maintain your lifestyle in the event of an unforeseen event.
Income protection insurance would allow you to pay bills including monthly mortgage or rent payments, unsecured credit commitments (such as loans or credit cards) and pay utility bills.
You may wish to consider whether you would prefer long term or short term income protection. Short term would typically pay out for up to 12 months, while long term would offer you tax free regular income until you return to work.
It’s important to seek financial advice to ensure you get the right level of cover at the best possible price. If you would like more information or would like to speak to an adviser about the positives and negatives of income protection insurance, please contact us today.
Peace Of Mind
If you are unsure which insurance polices you may require or which level of cover you will need, don’t worry, that’s exactly what we are here for. Our mortgage and protection experts are fully qualified and trained to advise on insurance policies and ensure you are fully protected.
If you already have an insurance policy in place we will be more than happy to offer you a free review to give you peace of mind the cover still meets your requirements and the monthly payments are the best possible on the market.
Our responsibility is to ensure our clients get the best level cover for their needs, at the right price for them.
Local Insurance & Protection Adviser
We have local, friendly insurance advisers based throughout Scotland, England and Northern Ireland who are ready to help arrange the necessary protection for your property. Our protection specialists can help ensure you are fully covered should the worst happen, while also keeping premiums as low as possible.
Our insurance advisers will assess the level of cover you require and recommend a competitive solution. You can rest safe in the knowledge you will be fully covered, without overpaying for your protection.